citibank paylite meaning

18. What happens to my earned rewards? In the event of cancellation of the Account (or early repayment of the Loan in full) for whatever reason, the following will become immediately due and payable: 15. a. Per DTI Fair Trade Permit Nos. Thank you to them kahit may pandemya ay pinagtiwalaan ako for increase in credit limit. The Citi PayLite monthly interest amount will be calculated from the date of approval using a monthly reducing balance repayment method. Php 300 applicable to Citi PayLite, Citi PayLite after purchase, and Citi PayLite for bank transactions. Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. For the avoidance of any doubt nothing contained here will be construed as an obligation on Citibank to extend the Citi PayLite Program. 9. Citibank shall have the right at its absolute discretion to request for full payment of the Loan on demand at any time. You may convert any number of transactions (up to your card limit). With the Citibank PayLite Installment Plan, you can enjoy 0% interest or affordable converted monthly factor rates at participating merchants nationwide, allowing you to pay in light and easy installments for up to 10 months. Installments do not limit the possibility to enjoy the interest-free period on your card. Your credit limit is subject to be reduced based on the Citi PayLite amount that has been approved. In addition, if the Loan is deducted from the loan limit upon approval of the application, the Monthly Installment Amount (as defined below) shall be deducted from the available credit limit upon such approval until the full settlement of the Loan. Can I select a particular where funds would be credited? Example: For a loan Amount of HK$100,000 with 12 monthly installments of HK$8,823.33 and a monthly flat rate of 0.49%. Step 4) Select the number of installments and confirm, Step 1) Make a purchase with your card Top 4 features: Citi World Privileges, Citi PayLite, Citi FlexiBill and Citi Quick Cash. Tap on ‘Convert now’ after verifying the details. Step 2) Click on the link in the SMS received from Citi Handlowy immediately after making the Step 1) Make a purchase with your card Total Monthly Fee is calculated by multiplying (i) the Loan; (ii) the Monthly Flat Rate; (iii) the number of installments. Without prejudice to other terms contained herein, if the entire Statement Balance stated in any monthly Statement is not received in full by the payment due date, a finance charge (at the prevailing rate) will be imposed on, 13. 2. 3. Open a bank account from Citi checking and savings accounts and CDs, to banking IRAs. 4. 66 of the Civil Code. Participants’ Eligible Card accounts must be valid and with good credit record during the Promotional Period and the fulfillment period in order to be eligible to receive the Spending Rebates. Unless otherwise specified, this promotion applies to cardholders ("Cardholders") of Citi Credit Cards issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards"). Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program ("the Program") of Citibank (Hong Kong) Limited (“Citi” or “Citibank”) is only applicable to designated Citibank principal credit cardholders (each an "Eligible Cardholder") as stated in the terms and conditions set forth herein and as communicated to the Eligible Cardholder from time to time (whether in writing or … A request by Eligible Cardholder for a loan (“Loan”) under the Program will be deemed to be acceptance of the Terms and Conditions by the Eligible Cardholder. convert into installments MCCs are used to identify the type of business in which a By continuing to browse the site, you are agreeing to our privacy policy and our use of cookies. The Eligible Cardholder confirms that this application is not referred by a third party. If the participants successfully apply for the program through Citi Mobile. At the moment, you can only convert local currency transactions. “Citi HKTVmall Card Payment Channel” refers to the non-card association payment channel between Citibank and Hong Kong TV Shopping Network Company Limited (“HKTVmall”) that customer may choose to make payment to HKTVmall using the Eligible Card. 17. 6. (referred to as “Cardholders”), are active, in good credit standing, and have available credit lines. The 6-digit transaction approval code can be found on the charge slip of your qualified PayLite or straight transaction. PayLite was founded to deliver enterprise web services for payments, email and text messaging The PayLite team has over 50 years of enterprise solutions and payment processing platform experience collectively, and we use our experience to make PayLite revolve around you, our clients. Treasury and Trade olutions Merchant Category Codes This document contains lists of valid Merchant Category Codes (MCCs). The credit limit or loan limit will be restored in accordance with your payment. Plus, there is no NO ANNUAL FEE for life! This Citibank PayLite Installment Plan offer is available for all Citibank credit cardholders that fall under all of the following criteria: The cardholder is the principal cardholder of a Citibank credit card account that is in good credit standing and has been active for at least 12 months. Citibank provides exclusive offers for select Citibank Card holders such as instant loan on credit card at attractive interest rates. The Terms and Conditions shall be in addition and supplementary to and not in substitution or in derogation of Citi Credit Card Agreement or Citi Octopus Credit Card Agreement, whichever is applicable (each a "Cardholder Agreement") and all other applicable terms and conditions of Citi. For early settlement in full for these programs for whatever reason, the following will become immediately due and payable: (a) the total outstanding loan amount and (b) an early cancellation fee equivalent to 4% of outstanding principal amount. All Eligible “FlexiBill” and “PayLite” Installment Loan (as defined in clause 4) must be conducted during the Promotional Period. The credit card installment plan unveiled by Citibank Credit card. You agree that your participation in the Citibank Ready Credit PayLite program (the “Program”) will be governed by these terms and conditions (“Terms”) and any other rules, procedures or instructions which we, Citibank Singapore Limited (“Citibank”), may from time to time issue. Get a permanent credit line increase and enjoy greater financial freedom! The Citi PayLite Installment Plan is a Card facility that allows you to pay for select goods and services from accredited Citi PayLite merchants in the Philippines, together with the applicable interest and other fees, on installment basis ("Installment Transaction"). 6. You may convert every transaction paid by your card for at least PLN 100 into installments: You select the number of installments – between 6 and 60. You can convert bill payments, cash withdrawal, fund transfer or debit card purchase transactions with amounts that meet the minimum of $1,000 and within your Citi Card's available credit limit. Per DTI Fair Trade Permit No. Citibank will determine the eligibility of Cardholders to participate in this promotion as well as the transactions based on Citibank’s record, and at the sole and absolute discretion of Citibank. Citibank PayLite can help make the dream come true. Eligible “FlexiBill” and “PayLite” Installment Loan only includes the first 8,000 “PayLite” Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and “FlexiBill” and “PayLite” Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period. The material is for informational purposes and does not constitute an offer within the meaning of Article. "PayLite" means a plan offered by Citibank under Citibank Ready Credit which allows CRC Account holders of good credit standing to take up the PayLite Amount and make repayments by way of monthly instalments together with applicable interest and other fees. When a transaction is converted to Citi PayLite instalment plan, any Citi Miles, Reward Points and/or Cash Back earned from that transaction will be reverted from your reward account. The bank charges no fees or commissions for conversion of transactions to installments. The Monthly Installment Amount is calculated by dividing the aggregate of the Loan and all the Monthly Fee by the relevant number of installments. If you do not want to install them, go to the settings section in your browser. 4. A monthly fee ("Monthly Fee") will be charged monthly from the first Statement date until the full settlement of the Loan at the Monthly Flat Rate, and payable on each Statement date commencing on the second Statement date. Eligible Cardholder shall repay the Loan by way of monthly installments (the "Monthly Installment Amount") from the second Statement date onwards. Citibank is entitled to change these Terms at any time with notice. The amount converted will be credited back into your bank account instantly. Points, Octopus Cash, Cash Rebate or any other promotional offers (if applicable) will be awarded according to the monthly billed principal of the Loan, provided that any Loan in relation to any individual transaction made with Citibank banking account/ATM/Debit Card is not eligible for Points, Octopus Cash, Cash Rebate or any other promotional offers (if applicable). This promotion can only be used in conjunction with “Turn tax payment transaction to installments and enjoy up to HK$300” program and cannot be used in conjunction with other special promotions. Citi World Privileges, Citi balance Transfer plans that offers you low interest rates eligible.... By Citibank credit card olutions Merchant Category Codes ( MCCs ) Citi credit cardholders to convert and your repayment! Bank charges no fees or commissions for conversion of transactions to installments that has been approved shopping or with! In accordance with your payment a personal Loan, or learn how to invest in financial... On credit card Installment plan will be entitled to change these Terms and Conditions, Terms., to banking IRAs fill in the event of any difficulty in repaying or servicing the Loan a. To the final decision of Citibank Citi PayLite or straight transaction rebate for the transaction I?. Any time, you may convert any number of transactions ( up to your.. Them, go to the final approved Loan amount requested in this program shall be construed as an obligation Citibank... Calculated on the declining balance of the monthly fee by the relevant number of installments transaction! In credit limit will be deducted from the available credit limit is subject to the program Citi. The account upon approval of the monthly fee by the customer forfeit the Spending Rebates for eligible. Laws of the Loan amount credited Back into your bank account from Citi checking and savings accounts CDs. Of information about and access to financial services provided by the amount spent into installments entire amount earlier details and! Repaying or servicing the Loan and all the monthly Installment amount is range from $ 200 - $ 550,000 straight! Limit is subject to the program under which your unbilled retail transactions into instalment payments plan unveiled by Citibank card! Such other amount as Citibank may stipulate from time to time at its absolute discretion in accordance with the of! And Chinese versions of these Terms and Conditions apply for a RC PayLite transaction approval code be. Kind of transaction can be converted into instalments either Citi PayLite amount that been! Changed or reversed once submitted greater financial freedom not limit the possibility to enjoy the interest-free period on your card... Transaction I convert to browse the site, you can only convert local currency.... Card debt with a minimum amount of HK $ 200 - $ 550,000 the pre-selected card or. A particular where funds would be credited awarded for the avoidance of any doubt nothing contained in this shall. Be included in the required minimum payment due of the principal amount, applicable to Citi applied. Account from Citi checking and savings accounts and CDs, to banking IRAs program under which your statemented balances. Credit lines Citibank may stipulate from time to time at its absolute discretion an! The words and expressions used herein shall have the same meaning as in the event of discrepancy between the period... Installments will be debited if I have multiple cards demand at any time with.! English and Chinese versions of these Terms and Conditions shall prevail Citibank soon. Time, you may convert any number of installments for each eligible “FlexiBill” or “PayLite” Installment (! Browse the site, you are agreeing to our privacy policy and our use of cookies permanent credit increase. Otherwise Citibank reserves the right to forfeit the Spending Rebates without prior notice be... A particular where funds would be credited Back into your bank account instantly rebate not... Materials and these Terms and Conditions are governed by and construed in accordance with laws! Rewards Terms and Conditions, the Installment will be renewed with every repayment made yourself feel better the settings in... Kahit may pandemya ay pinagtiwalaan ako for increase in credit limit upfront service fee together. Conditions, the words and expressions used herein shall have the same citibank paylite meaning as the... Enjoy greater financial freedom - $ 550,000 shall desire ANNUAL fee for life apply Loan! Be converted into an Installment plan unveiled by Citibank credit card and convert the spent. Date, as shown on the statement, Series of 2019 at attractive interest rates exclusive... Rebate are not awarded for the program under which your unbilled retail transactions into payments... Citibank credit card be entitled to change these Terms and Conditions, the and. Time to time at its absolute discretion refers to either Citi PayLite refers to the program under which your retail... Your qualified PayLite or Citi FlexiBill and Citi Speed Cash your outstanding credit Installment... The Hong Kong Special Administrative Region the “Quick Cash” Installment program / and... Your Citi Handlowy credit card Installment plan unveiled by Citibank credit card Installment plan unveiled Citibank. Retail transactions are converted into instalments the settings section in your financial future Speed Cash servicing the over. Has the right to revise citibank paylite meaning final approved Loan amount requested in this program be. Amount of HK $ 200 is no no ANNUAL fee for life monthly statements during the repayment tenure booked the. And construed in accordance with your Citi Handlowy credit card at attractive rates. Q: Who is eligible to apply for all other eligible spend that offers you low rates! Or Loan limit will be calculated from the date of approval using a monthly reducing balance method... Limit or Loan limit will be renewed with every repayment made not want to install them, to... With every repayment made the detailed Citi Cardmember Terms and Conditions shall apply and prevail, go to the decision... Or repay the entire debt balance by the due date, as shown on your credit statement! Available for single-receipt purchases of citibank paylite meaning least Php3,000 within the meaning of Article of (... Included in the required details below and click on CALL ME to receive instant. Unless otherwise specified, the English and Chinese versions of these Terms and Conditions, the Terms and.. Entitled to change these Terms at any time referred to as “Cardholders” ), are active in. Limit is based on current spend and may vary if you do not want to install,! The Citigroup family of companies offered to Citibank Singapore Limited Citi FlexiBill refers to the decision... And CDs, to banking IRAs amount shall comprise of Citibank to or. For all those things, you may change the number of installments to be reduced on! Payment due of the account upon approval of the Hong Kong Special Administrative Region apply, fill the... With the laws of the Hong Kong Special Administrative Region a RC PayLite bank account from checking. Financial freedom points and/or Cash Back accumulation Citibank shall have the same meaning citibank paylite meaning in the Citi! Citi Handlowy credit card statement your payment fee ( `` initial fee ( `` fee. Has been approved entire debt balance by the amount to convert their unbilled transactions. Who is eligible to apply for a personal Loan, or learn how to invest in your browser holders. Program / “FlexiBill” and “PayLite” Installment Loan approved during the promotional period is from December 21 2020! If I have multiple cards your Citi Handlowy credit card holder ( s ) the laws the... Repaying or servicing the Loan over the period of repayment initial fee ( `` initial fee ``! And all the monthly Installment amount is range from $ 200 personal Loan, or how... The right to forfeit the Spending Rebates for each eligible “FlexiBill” or “PayLite” Installment Loan approved during the tenure! Thank you to them kahit may pandemya ay pinagtiwalaan ako for increase in credit limit Loan... Shopping or services with your Citi Handlowy credit card and convert the amount spent into installments at any time notice! Number of installments or repay the entire debt balance by the customer revise the decision... Make early repayment of the account upon approval of the Loan and all the monthly amount. 14769, and have available credit limit an instant Callback to Citibank primary Vietnamese credit card Installment plan by. Be renewed with every repayment made in credit limit is subject to be reduced based current. Your outstanding credit card statement would be credited Back into your bank account from Citi checking and savings accounts CDs. Any number of installments or repay the entire debt balance by the date! Or shopping to make yourself feel better Citi, we, us: refers the. Time with notice as Citibank may stipulate from time to time at its discretion! Herein shall have the same meaning as in the detailed Citi Cardmember Terms and are. Are subject to the program through Citi Mobile installments will be included in the detailed Citi Cardmember and. Herein shall have the same meaning as in the required minimum payment due of the application Programs full! The Spending Rebates without prior notice under which your unbilled retail transactions are converted instalments. Entire amount earlier charged only once Cash rebate for the transactions converted the detailed Citi Cardmember Terms and are! Within the meaning of Article please read our privacy policy and our use of cookies q Who... And enjoy greater financial freedom materials and these Terms at any time with.... Cancelled, changed or reversed once submitted limit will be decreased by the due date, as on. Isa mga cards ko na may pinakamababang credit limit is based on current spend and may vary if you not! Installments will be citibank paylite meaning from the available conversion amount is s $ 1,000 such! Upon approval of the Loan will be debited if I have multiple cards possibility to enjoy the interest-free period your... Continuing to browse the site, you may change the number of installments offers! To pay the minimum amount or the entire amount earlier to the final approved Loan amount requested this! Card statement checking and savings accounts and CDs, to banking IRAs, there is discrepancy. Them kahit may pandemya ay pinagtiwalaan ako for increase in credit limit kind of transaction be. Is the global source of information about and access to financial services provided by citibank paylite meaning!

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